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HomeAll Real CasesEastern China Court Rules on Fatal Pedestrian Collision: 110,000 RMB Insurance Award and Apportioned Damages

Eastern China Court Rules on Fatal Pedestrian Collision: 110,000 RMB Insurance Award and Apportioned Damages

All Real CasesJune 1, 2026 5 min read

Eastern China Court Rules on Fatal Pedestrian Collision: 110,000 RMB Insurance Award and Apportioned Damages

Case Overview

A court in Eastern China resolved a dispute arising from a fatal traffic accident involving a bus and a pedestrian. The plaintiffs, the surviving spouse and five children of the deceased, sought damages for death, funeral expenses, and emotional distress. The court determined the liability of the bus company and its insurer, awarding a total of 110,000 RMB under the compulsory insurance policy and apportioning the remaining losses based on comparative fault.

Case Background and Facts

On October 17, 2010, a driver employed by a bus company was operating a passenger bus from Hangzhou to a town in Eastern China. At approximately 7:00 PM, while traveling on a local highway, the bus struck a pedestrian who was crossing the motor vehicle lane. The collision caused damage to the bus and resulted in the pedestrian’s death. The traffic police later issued an accident determination report, finding that both the driver and the pedestrian bore equal responsibility for the accident. The six plaintiffs were the husband and five children of the deceased. The bus company had already paid the plaintiffs 60,000 RMB following the accident.

Court Proceedings and Evidence

The plaintiffs filed a lawsuit on December 23, 2010, naming the bus company and its insurer as defendants. The court applied a simplified procedure and held a public hearing. The plaintiffs presented evidence including the traffic accident determination report, a family status certificate, the death certificate, cremation certificate, and receipts for ambulance and transportation costs. The bus company did not contest the facts of the case. The insurer acknowledged the compulsory insurance policy but disputed the amount of claimed transportation costs and argued it should not be liable for emotional distress damages because it was not the tortfeasor. The court admitted the accident report and family status certificate as valid evidence. It accepted the ambulance fee receipts but only partially accepted the general transportation receipts, noting that some lacked clear connection to the case, though such expenses were objectively necessary.

Court Findings and Judgment

The court found that the driver was an employee of the bus company and was acting within the scope of his employment at the time of the accident. The court calculated the plaintiffs’ total economic losses as follows: death compensation of 70,049 RMB, funeral expenses of 13,740 RMB, lost wages for handling the accident of 506.07 RMB, and transportation costs of 1,080 RMB, totaling 85,375.07 RMB. The court also awarded 25,000 RMB in emotional distress damages, finding the plaintiffs’ claim of 50,000 RMB to be excessive given the deceased’s advanced age and the shared fault. The total compensable losses were 110,375.07 RMB. The court held that the insurer must pay up to 110,000 RMB under the compulsory insurance limit for death and disability, which included a proportional share of the emotional distress damages. The remaining 290.07 RMB in economic losses, plus 85 RMB in emotional distress damages not covered by insurance, were to be borne by the bus company. Because the driver and pedestrian were equally at fault, the bus company was liable for 60 percent of the uninsured losses, totaling 259.04 RMB. Since the bus company had already paid 60,000 RMB, the plaintiffs were ordered to refund 59,740.96 RMB to the bus company. The court dismissed the plaintiffs’ remaining claims and ordered the insurer to pay 110,000 RMB within ten days of the judgment.

Key Legal Principles

The court applied the principle of comparative fault, confirming that when both parties share equal responsibility for an accident, the defendant’s liability is reduced proportionally. The court also affirmed the vicarious liability of an employer for the negligent acts of an employee committed during the course of employment. Under the compulsory motor vehicle insurance framework, the insurer must pay first within the policy limits, including for emotional distress damages, before the defendant’s personal liability is calculated. The court declined to adjudicate the commercial third-party insurance claim in the same proceeding, citing the principle of privity of contract, and directed the parties to resolve that matter separately.

Practical Insights

This case illustrates how courts in China allocate damages in fatal pedestrian-vehicle accidents when both parties are found equally at fault. The compulsory insurance policy provides a critical first layer of compensation, covering up to 110,000 RMB for death and injury, including emotional distress. Plaintiffs should be prepared to document all claimed expenses with formal receipts, as courts may reject or reduce claims lacking clear evidentiary support. Defendants who have made advance payments to plaintiffs can seek reimbursement from any judgment award. The court’s refusal to consolidate the commercial insurance claim underscores that such matters are typically handled in separate proceedings unless the insurer agrees otherwise.

Legal References

Road Traffic Safety Law of the People’s Republic of China, Article 76.
Tort Law of the People’s Republic of China, Articles 6, 16, and 22.

Disclaimer

This article is for informational purposes only and does not constitute legal advice. Consult a qualified attorney for specific legal matters.

This article is rewritten from public court documents for general reading only. It does not constitute legal advice. Consult a qualified attorney for specific legal matters.

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